What Documents Must Be Included in My CDA Submission?
To receive a Commission Disbursement Authorization (CDA), you must submit a complete transaction file through the CDA Request Form on the Agent Hub no later than three business days before closing. Missing documents, incomplete files, or outstanding compliance issues may delay CDA approval and commission payment.
Easy Realty is required to maintain complete transaction records and ensure compliance with company policies and applicable law.
Before a CDA can be issued, the brokerage must verify that the transaction file is complete and compliant.
A CDA is not automatic. It is issued only after the brokerage has reviewed and approved the transaction file.
Required DocumentsThe following documents should be included with every CDA submission, as applicable to the transaction.
Purchase Agreement
Upload the fully executed purchase agreement signed by all parties.
All Addenda and Amendments
Upload all executed addenda, amendments, extensions, counteroffers, and any other documents that modify the terms of the transaction.
Examples include:
- Closing date extensions
- Price changes
- Repair agreements
- Inspection-related amendments
- Financing amendments
- Appraisal-related amendments
Listing Agreement
If representing our seller, include the fully executed listing agreement and any amendments.
Buyer Representation Agreement
If representing our buyer and a buyer representation agreement was executed, include a copy in the transaction file.
Required Disclosures
Include all disclosures required by company policy and applicable law.
Examples may include:
- Property disclosures
- Lead-based paint disclosure
- Homeowners association disclosures
- Condominium disclosures
- Agency disclosures
- Any other legally required disclosures
Commission Agreements
Include any commission-related agreements affecting compensation, including:
- Cooperating compensation agreements
- Referral agreements
- Referral invoices
- Broker-to-broker agreements
- Any amendments affecting commission
Material Communications
Include any material communications relevant to the transaction.
Examples may include:
- Emails between you and our client
- Emails between agents involving negotiated terms
- Written instructions from our client
- Communications affecting material terms of the transaction
Not every email needs to be uploaded. However, communications that explain, document, or modify important aspects of the transaction should be included.
Additional Documents
Include any other documents necessary to provide a complete record of the transaction.
If a document was signed, disclosed, negotiated, or materially impacted the transaction, it should generally be included.
Common Reasons CDA Requests Are DelayedThe most common reasons a CDA request cannot be approved include:
- Missing signatures
- Missing addenda
- Missing disclosures
- Incomplete transaction files
- Missing referral documentation
- Missing commission agreements
- Missing transaction communications
- CDA request submitted too close to closing
Submitting a complete file the first time helps prevent delays.
Best PracticeDo not wait until the week of closing to organize your file.
Maintain a complete transaction file throughout the transaction and upload documents as they are executed. Doing so makes the CDA review process faster and increases the likelihood that your CDA will be approved without delay.
Frequently Asked QuestionsWhen should I submit my CDA request?
At least three business days before closing.
Can I submit a CDA request before all documents are available?
No. Your file should be complete before requesting a CDA.
Can I be paid without a CDA?
No. The brokerage must approve and issue a CDA before commission can be disbursed at closing.
What happens if my file is incomplete?
The brokerage may request additional documentation, place the file into a pending status, or withhold CDA approval until compliance requirements have been satisfied.
Where do I submit my CDA request?
Submit your request through the CDA Request Form at: